Firegold Solutions research

Diversification explained without the usual cliches

Owning many things is not the same as being diversified. The details matter: what you own, how they behave together, and when correlations change.

The useful question

Before treating the topic as a signal, ask what decision it is supposed to inform and what evidence would change your mind.

Look at the time period, source and assumptions before drawing a conclusion.

No single metric explains a market on its own.

Write down the risk you might be underestimating before acting.

Use the checklist as a review aid, not as a trading instruction.

Is it primary, attributed and current?

Does the evidence match your decision window?

What happens if the main assumption is wrong?